CoopfinNetwork

Multi-Card Issuing Platform

Issue physical, virtual and tokenized Visa & Mastercard, gift cards, and crypto-linked cards — with full lifecycle management via API.

5M+

Cards Issued

120+

Countries

Visa & Mastercard debit, credit, prepaid
Physical, virtual and tokenized cards
Custom card designs & BIN sponsorship
Real-time spending controls & alerts
Apple Pay & Google Pay tokenization
Gift & loyalty card programs

Request Card Issuing

Physical Cards

Custom-printed, EMV chip, contactless

Virtual Cards

Instant issuance via API

Crypto Cards

Real-time crypto-to-fiat conversion

Gift Cards

Reloadable & one-time programs

Payment Capabilities

PCI DSS Level 1 Certified

Highest security standard for cardholder data

Real-time Authorization

Sub-100ms approval decisions

150+ Currencies

Automatic conversion at best rates

3D Secure 2.0

Frictionless authentication & liability shift

AI Fraud Detection

Machine learning fraud prevention engine

Secure Payment Processing

Process Visa, Mastercard, and crypto payments globally with the highest security standards and near-perfect uptime.

99.9%

Uptime

<50ms

Latency

$18B+

Processed

Start Processing

Crypto Payment & Card Solutions

Accept, convert and settle 50+ cryptocurrencies. Issue Visa/Mastercard-linked crypto cards with real-time conversion at point of sale.

50+

Cryptocurrencies

$1.2B+

Crypto Processed

Supported Assets

BTC ETH USDT USDC XRP SOL BNB LTC BCH +41 more

Crypto payment gateway for e-commerce
Crypto-linked Visa/Mastercard cards
Auto-settlement to fiat or stable coins
Real-time conversion at POS terminals

Explore Crypto Solutions

Ideal For

Crypto Exchanges

Offer your users a branded Visa/Mastercard card to spend their crypto anywhere. Drive retention and daily engagement with a tangible product.

Banks & Neobanks

Add crypto custody and payment capabilities to your existing platform without building infrastructure from scratch.

E-Commerce

Accept crypto at checkout and receive fiat settlement. Reach global crypto users with lower transaction fees than traditional cards.

15M+

Credit Records

< 2s

Response Time

99.8%

Data Accuracy

What You Get

Full credit history report via API
Real-time credit score & risk band
Historical repayment data
Fraud flags & identity alerts
Continuous monitoring & webhooks

Credit Verification & Tracking

Access comprehensive, real-time credit history for any customer. Automate loan decisions, onboarding checks and risk scoring.

Instant credit checks for loan approval automation
BNPL & credit card risk scoring
Customer onboarding KYC integration
Chargeback & dispute prevention

Access Credit API

Bank & Neobank Network

Connect traditional banks with neobanks. 2M+ ATM access, interbank transfers, shared infrastructure.

2M+

ATMs Worldwide

120+

Countries

500+

Member Institutions

24/7

Network Uptime

Traditional Banks

Modernize legacy infrastructure and connect with the neobank ecosystem without replacing core systems.

Neobanks

Access bank-grade ATM networks, interbank rails and settlement capabilities to compete with established players.

Cooperatives

Launch member card programs and benefit from shared infrastructure at a fraction of the cost of building independently.

White-label & Co-branded Solutions

Launch your own branded payment product in 6–8 weeks, powered by CoopfinNetwork infrastructure.

What's included

100% custom branding — your logo, colors, domain
Custom-printed physical & virtual cards
White-labeled web & mobile dashboards
Dedicated account manager & support
SLA-backed infrastructure 99.9% uptime
Full compliance & regulatory support

White-label Inquiry

Time to Market

1

Week 1–2: Onboarding & requirements

Technical review, brand assets, compliance docs

2

Week 3–5: Integration & testing

Sandbox, API integration, UAT

3

Week 6–8: Go live

Production sign-off, card production, launch

Built for Developers

RESTful APIs, SDKs in 6 languages, webhooks, and a fully-featured sandbox. Everything you need to integrate and iterate fast.

REST APIs with OpenAPI 3.0 specification
SDKs: Node.js, Python, PHP, Java, Go, Ruby
Signed webhooks for every event
Full sandbox environment with test data
1,000 req/min default, higher on Enterprise

Developer Hub Request Sandbox

Issue a virtual card

const card = await client.cards.create({
  type:     'virtual',
  network: 'visa',
  currency:'EUR',
  holder: {
    name:  'Alice Martin',
    email: 'alice@acme.com',
  },
  spending_limits: [{
    amount:    50000, // 500 EUR
    interval: 'monthly',
  }],
});

console.log(card.id);  // cfn_card_...
console.log(card.pan); // 4XXX XXXX XXXX XXXX

Ready to Get Started?

Talk to our team and find the right solution for your business.

Contact Sales Developer Docs

Complete Financial Infrastructure